At PropInsider, we actively track what traders are asking across online communities. One frequently raised question is both simple and crucial:
How long does it actually take to receive a funded account after successfully completing a prop firm challenge?
While most firms promote fast turnaround times, actual delivery can vary significantly. We gathered verified information from some of the industry’s top firms to help traders set expectations and choose wisely.
FTMO
Timeframe: 1–2 business days after completing KYC and signing the contract.
FTMO has a reputation for fast and reliable processing. Most traders receive funded account credentials within 48 hours of passing.
The Funded Trader
Timeframe: 24–48 hours (excluding weekends).
After submitting challenge results and required documents, funded accounts are typically issued within two working days.
Topstep
Timeframe: Same-day processing if passed before 5–6 p.m. CT on a business day.
Topstep is one of the fastest firms in processing funded accounts, especially if passed during U.S. business hours.
FundedNext
Timeframe: 1–2 business days after document verification.
FundedNext generally moves quickly, though KYC approval may cause minor delays.
Funding Pips
Timeframe: Up to 2 business days after review.
While their post-challenge verification is manual, they’re known for consistency and clarity.
MyFundedFX
Timeframe: Typically within 1 business day after passing.
MyFundedFX provides relatively fast access to funded accounts, with prompt KYC checks.
E8 Funding
Timeframe: 1–2 business days after approval.
E8 maintains a clean and efficient process with minimal delays between passing and account activation.
Maverick Trading
Timeframe: Varies—includes a full onboarding program that may take several days.
Unlike instant-access firms, Maverick has a more structured onboarding and capital allocation process.
Lux Trading Firm
Timeframe: 2–3 business days.
Lux’s verification and funded account activation tend to be slightly slower, but the process is transparent and professional.
Alpha Capital Group
Timeframe: 1–2 business days.
After successfully passing the challenge and verification steps, traders generally receive their funded account within two business days.
The time between passing a challenge and receiving a funded account isn’t trivial. Traders often ride a wave of momentum, and any unnecessary delay can disrupt focus, introduce frustration, or even lead to missed setups.
A reliable prop firm isn’t just about payout percentages or leverage—it’s also about operational efficiency and trust. Timely delivery reinforces both.
Bottom Line
Based on our research, most reputable prop firms issue funded accounts within 1–2 business days, assuming KYC and documentation are completed. If you're waiting significantly longer than that without clear communication, it may be a red flag.
